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The DTC reduces taxes for Canadians with severe disabilities and unlocks the RDSP. Learn how newcomers can qualify, what conditions are eligible, and how to apply.
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The Canada Workers Benefit provides a refundable tax credit to low-income workers. Learn how newcomers with modest wages can receive up to $1,518 annually.
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The Ontario Trillium Benefit combines three credits to help low-to-moderate income Ontario residents. Learn how newcomers access this monthly benefit.
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The GST/HST Credit is a quarterly payment to offset sales tax for low-to-moderate income Canadians. As a newcomer, learn how to claim this free benefit.
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EI provides temporary income support if you lose your job. Learn how newcomers qualify, insurable hours needed, and how to navigate the application process.
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The RRSP Home Buyers Plan lets you withdraw up to $35,000 from your RRSP tax-free to buy your first home. Learn this powerful strategy for newcomers.
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The FHSA lets first-time homebuyers save up to $40,000 tax-free for a home purchase. Learn how newcomers can open an FHSA and maximize this benefit.
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Many organizations offer bursaries and scholarships specifically for newcomers, refugees, and immigrants in Canada. Here is a curated list of key opportunities.
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The federal Canada Student Financial Assistance Program provides loans and grants to eligible students. Learn how it works for newcomers across Canada.
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OSAP provides grants and loans to help Ontario students pay for post-secondary education. Learn who qualifies as a newcomer and how to maximize aid.
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CPP Disability provides monthly income if you have a severe and prolonged disability and sufficient CPP contributions. Learn eligibility and how to apply.
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GIS provides extra monthly income to low-income seniors receiving OAS. Learn amounts, income thresholds, and how to apply as a newcomer senior.
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OAS is Canada's basic pension for seniors 65 and older. Learn how residency years affect your payment, how to apply, and available supplements.
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ODSP provides income and employment support to Ontario residents with disabilities. Learn who qualifies, how to apply, and what newcomers need to know.
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Black and African newcomers to Canada face both immigration challenges and anti-Black racism. Here's a guide to community organizations, employment supports, and Canada's anti-racism initiatives.
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Women newcomers to Canada face unique challenges including gender-based violence, isolation, and credential recognition. Here's a guide to support organizations, safety resources, and empowerment programs.
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Canada resettles thousands of refugees annually through government and private sponsorship. Here's how the GAR and PSR programs work, what support is provided, and how to navigate the system.
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Many newcomers dream of owning a Canadian home. The First Home Savings Account, RRSP Home Buyers Plan, and other programs can help. Here's how each program works.
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Canada's Charter of Rights and Freedoms protects fundamental freedoms, equality rights, and legal rights for everyone in Canada - including temporary residents and refugees. Here's what you need to know.
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Foreign credentials aren't automatically recognized in Canada. Learn about ECAs for immigration, regulated vs. unregulated profession recognition, and which assessment body to use.
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Canada offers strong legal protections for LGBTQ+ people. Here's what LGBTQ+ newcomers need to know about rights, refugee claims based on sexual orientation, and finding supportive communities.
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Your SIN is your gateway to working and accessing government benefits in Canada. Learn how to apply for your SIN, who can ask for it, and how to protect it from identity theft.
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In Canada, who you know matters as much as what you know. Here's how newcomers can build a professional network from scratch using LinkedIn, industry events, and mentorship programs.
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Finding a family doctor in Canada can be difficult - millions of Canadians are on waitlists. Here are practical strategies to get primary healthcare access as a newcomer, including provincial programs.
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