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SettlementMarch 1, 20268 min read

Common Scams Targeting Newcomers in Canada — How to Protect Yourself

By WelcomeAide Team

Common Scams Targeting Newcomers in Canada — How to Protect Yourself

Why Newcomers Are Targeted

Scammers actively target newcomers because they may be less familiar with Canadian government agencies, norms, and systems — and they often have urgent needs around immigration status, employment, and housing. Knowing the most common scams is your best defense.

1. The CRA Phone Scam (Tax Scam)

You receive a threatening phone call (often with a "spoofed" government number) claiming you owe the CRA money and will be arrested immediately if you don't pay with gift cards, wire transfer, or cryptocurrency.

Reality: The CRA never calls to demand immediate payment, never threatens arrest over the phone, and never asks for gift cards. If you get this call, hang up and report to the Canadian Anti-Fraud Centre at 1-888-495-8501.

2. Immigration Consultant Fraud

Someone claims to be an "immigration consultant" or "visa expert" who can speed up your application, guarantee a visa, or offer inside access to IRCC. They charge large fees for services that are either illegal, unnecessary, or completely fake.

Reality: Only registered lawyers and CICC-licensed consultants can legally represent you in immigration matters. Check any consultant at register.college-ic.ca before paying anything.

Red flag: Anyone who guarantees a visa outcome is lying. No legitimate consultant can guarantee immigration results.

3. Fake Job Offers

A job listing offers unusually high pay, asks for a fee to "secure the position," requires you to send money for equipment or travel, or asks for personal information (SIN, banking) before an interview.

Reality: Legitimate employers never charge you to get a job. If a job posting asks for money upfront, it's a scam. Verify companies on LinkedIn and CRA's business registry before engaging.

4. Rental Scams

A landlord lists a beautiful apartment at below-market rent, claims to be overseas, asks for a deposit before you see the unit, and disappears after you send money.

Reality: Never send money for an apartment you haven't seen in person. Reverse-search listing photos on Google Images to check if they're stolen. Meet landlords in person before signing anything.

5. The "IRCC Portal" Phishing Email

You receive an email claiming your immigration application needs urgent action, with a link to a fake IRCC website that steals your login credentials or personal information.

Reality: Always access IRCC directly at canada.ca. Never click links in unsolicited emails. Bookmark the real IRCC site.

6. Romance and Online Scams

Someone connects online, develops a relationship over weeks, then has an "emergency" requiring money. Common on Facebook, WhatsApp, dating apps, and community groups.

What to Do If You're Targeted

  • Stop communicating with the scammer immediately
  • Do not send money — it's almost never recoverable
  • Report to the Canadian Anti-Fraud Centre: 1-888-495-8501 or antifraudcentre-centreantifraude.ca
  • Contact your local police
  • If banking information was shared, contact your bank immediately

See: WelcomeAide's scam protection guide

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